Frequently Asked Questions

What is AIA Vitality?
AIA Vitality is a personalised health and wellbeing program that encourages healthier lifestyle choices. It incentivises you to move more, eat well, and complete regular health checks, offering rewards and benefits for your efforts.
How can I find more information about AIA Vitality's rewards and points system?
Refer to the comprehensive Points and Rewards guide or Vitality app in your App Store for detailed information on how to earn points and access rewards.
Is there a fitness requirement to join AIA Vitality?
No, there are no fitness requirements to join AIA Vitality. The program is designed to support everyone on their health journey, irrespective of their current fitness level or health.
How long does it take to activate my membership?
For AIA Australia Priority Protection policies, activation emails are sent once the policy is in place, enabling you to commence your AIA Vitality journey.
How much does it cost?
Access thousands of dollars in rewards and benefis from as little as $1.87 per day!
 
Membership consist of two parts.
 
Part 1: The AIA Vitality program is $11.50 per month ($138 per year), however it must be purchased in conjunction with an eligible insurance policy.
 
Part 2: The minimum eligable insurance product premium to apply for Vitality is $45 per month ($540 per year), inclusive of all discounts, loadings, stamp duty and policy fees.
 
Combined, the total minimum cost to unlock thousands of dollars in savings and rewards is just $56.50 per month ($678 per year) and can be paid monthly or yearly.
Can I access AIA Vitality without an insurance product?
No.
 
All of the rewards, discounts and other  AIA Vitality benefits are accessible only with the purchase of eligible AIA Insurance policy.
Who is Buy Vitality?
Buy Vitality is a marketing group promoting the benefits of AIA Vitality and offering a simple way for you to get AIA Vitatity membership.
 
AIA products, including AIA Vitality, must be purchased through an Authorised Representative.
 
Buy Vitality partners with Authorised Representatives in Australia who will help you access your benefits in no time!
Can I still get insured if I have existing health issues?
Yes! we’ve made it as easy as possible for you to join this amazing membership program so that you get significantly more back in rewards and benefits that the small monthly investment.
 
AIA’s Accidental Death insurance does not require a health assessment – there is no underwriting of any kind required.
 
It covers accidental deaths, excluding those from sickness. Similarly, the AIA Vitality program does not require you to have specific health or fitness levels to participate.
 
Our prmary focus is on supporting you  for healthier lifestyle choices irrespective of health conditions.
What is the Accidental Death policy included with AIA Vitality?
Accidental Death offers a lump sum payment in case of accidental death and various support benefits such as financial planning reimbursement, accommodation benefits, and counselling assistance. It’s available to permanent residents of Australia aged between 18-75 and does not cover deaths resulting from sickness. You can find all of the details of the product on page 16 of the Product Disclosure Statement.
Do I have to purchase Accidental Death insurance to get AIA Vitality?
No.
 
AIA Vitality is available with any eligible insurance policy, however, Accidental Death cover is the cheapest and easiest way to access AIA Vitality.
 
You can explore other options with our Consultants by requesting a call back on our Contact Us page.

Ready to Join?

Start reaping rewards for a healthier lifestyle today.

Still Have More Questions?

Contact us to a speak with a Consultant

Read the AIA Product Disclosure Statement

Read the AIA Target Market Determination

AIA Vitality Terms & Conditions